Individual & Business Tax Preparation
Individual and business tax preparation, reviewed and signed by a CPA.
Individual and business tax returns for Port St. Lucie, the Treasure Coast and clients nationwide, prepared by our accounting team and reviewed and signed by a CPA. Documents go through a secure portal, with no office visit, and your questions are answered before anything is filed.
Who it is for
Individuals and businesses
Individual tax preparation
W-2 employees, retirees, families, and the self-employed. Federal and state returns, with life changes, credits and deductions reviewed rather than assumed.
- Form 1040 with all schedules
- Self-employment and rental income
- Retirement distributions and Social Security
- Multi-state and prior-year returns
Business tax preparation
LLCs, S corporations, partnerships and sole proprietors. Returns built from clean books, with a planning note for next year so there are no surprises.
- Forms 1120-S, 1065, Schedule C
- Owner compensation and distributions review
- Bookkeeping cleanup before filing when needed
- Extension management and estimated payments
How it works
Fully virtual, four steps
Short intake
A 15-minute call or the form. We confirm what you need and quote the fee in writing.
Secure upload
You receive a checklist and a secure portal link. Photos of documents from your phone are fine.
Preparation and review
Our accounting team prepares the return. A CPA reviews it, signs it and walks you through it on a short call. Questions answered before anything is filed.
E-sign and file
Electronic signature, e-file, confirmation of acceptance, and a copy in your portal for your records.
Before you start
What to send, and what we check before filing
Most delays come from one missing form, not from the return itself. Here is what we ask for, and what a CPA looks at before anything is filed.
Individuals
Photos from your phone are fine; the portal keeps them in order.
- Last year's return, so carryovers and prior elections are not lost
- W-2s, 1099s (interest, dividends, brokerage, retirement, contractor income) and 1098s for mortgage interest and tuition
- Form 1095-A if you had Marketplace health coverage
- Schedule K-1s from partnerships, S corporations or trusts
- Rental income and expenses, with the closing statement for any property bought or sold
- Estimated payments made during the year, with dates
- Your IRS Identity Protection PIN if you have one
Businesses
Clean books make a clean return; if the books are behind, the cleanup comes first.
- Year-end books: QuickBooks Online or Xero access, or a profit and loss and balance sheet
- Bank and credit card statements for December, to tie the books to the bank
- Payroll reports for the year (Forms 941 and W-3) and the 1099-NECs you issued
- Equipment, vehicle and property purchases, with dates and amounts
- Loan statements with year-end balances and interest paid
- Owner draws, contributions and distributions
- Last year's return with the depreciation schedule
What a CPA checks before filing
Filing status and dependents, since the wrong box changes credits and brackets. Carryovers from earlier years, such as capital losses and unused credits, which are easy to lose when the preparer changes. Estimated payments, matched against what the IRS actually has on record, so a payment is not claimed twice or forgotten. State filing requirements when you moved, worked or own property in more than one state. And for businesses, that owner compensation and distributions are consistent with the entity type. Each point is a question on the review call, not a surprise in a notice six months later.
Late and prior years
Prior-year, late and amended returns
A return that is late is still worth filing, and the sooner the better. Filing stops any further failure-to-file penalty from building up. Interest generally continues on unpaid amounts, and the failure-to-pay penalty may continue until payment or its maximum is reached. An extension gives you more time to file, not more time to pay, so an estimate of the balance is paid with the extension when you can.
Prior years are prepared from your records and from the IRS wage and income transcripts, which list the W-2s and 1099s the IRS already has for each year. Refunds generally have to be claimed within three years of the return's due date, which is one more reason not to leave an old year open. When several years are unfiled or collection issues are involved, we coordinate preparation with tax resolution while keeping current-year filing deadlines in view.
An amended return (Form 1040-X for individuals) corrects a return already filed, such as income reported incorrectly or a deduction that was missed. If you're claiming a refund, the usual deadline is three years after the original return was filed or two years after the tax was paid, whichever is later. Special rules can apply, so we check the deadline for your situation. If an IRS notice proposes a change, send us the notice promptly. We'll determine whether it needs a response, an amended return or another approach, and agree with you on any additional work.
Received a notice about a return someone else prepared?
Bring the notice and the return to the introductory call. We'll discuss your notice and situation, then determine whether further review or a diagnostic is appropriate.
Fees
Quoted in writing, based on the forms
Fees are quoted after the intake, based on the forms involved, not on the size of the refund. Returns are prepared in the order documents arrive. QuickCashRefunds, the firm's refund-advance option, is available on request at filing time.
Questions
Common questions
When should I send my documents?
As soon as you have them. Send what you have and contact us promptly about anything missing. We'll assess the filing deadline and whether an extension is available. An extension gives you more time to file, not more time to pay.
Who prepares and signs my tax return?
Your return is prepared by our accounting team and reviewed and signed by a CPA. Your questions are answered before anything is filed.
I have not filed for several years. Can you help?
Yes. Unfiled years are handled under tax resolution, then the current year is prepared normally.
I filed elsewhere and just received an IRS notice. Can you help?
Yes. Bring the notice and the return to the introductory call. We'll discuss your notice and situation, then determine whether further review or a diagnostic is appropriate.
Ready to send your documents?
Book the complimentary 15-minute introductory call. You get the fee in writing and a secure upload link.